Just tell Wizo.
Log an expense. Ask about your spending. Get a clearer view of your money.
No ads. AI features use paid credits.
Everything free. AI is the optional extra.
Budgets, goals, loans and reminders cost nothing, with no ads. Want AI to log by voice or scan receipts? Top up credits in the app.
Know where it all goes
Always free
Say it, snap it, done
with credits
Pay only for what you use
no subscription
Know where your money goes.
See your spending, stay on track and make more informed decisions.
- $2,880
- Spent this month
- $4,000
- Monthly budget
- $1,120
- Remaining
All your accounts in one place.
Organize cash, bank accounts, cards and wallets for a clearer view of your money.
Spot wasteful subscriptions.
Track recurring costs and decide what to keep. Cancel unwanted subscriptions with the provider.
Advanced budgeting.
Set category limits, follow your spending and see what remains.
Saving pots for your goals.
Create goals, record contributions and watch your progress grow.
Stay on top of payments.
Keep due dates and upcoming repayments in view. Bills, loans and installments, all in one list.
Insights for better decisions.
Understand spending patterns and make more informed money decisions.
Free to use. Credits power the AI.
Tracking, budgets, goals and loans are free with no ads. AI features — natural-language logging, voice, receipt scans and the assistant — use credits you top up in-app whenever you need them.
Free
$0forever
The whole app, free to use.
- Unlimited manual logging
- Budgets, goals, loans & installments
- Cloud sync, backup & restore
- No ads, ever
300 credits
Best value$9.99in-app purchase
About 3¢ per AI action. Credits never expire.
- Text, voice & receipt-scan logging
- AI assistant & personalised insights
- 1 credit per AI action
- Buy once, top up whenever
100 credits
$3.99in-app purchase
A light top-up for occasional AI use.
- Same AI features, smaller pack
- Never expires
Everything except AI features is free forever. Without credits, manual logging keeps working.
Wizo FAQs: expense tracking, budgets and receipts
Is Wizo free to use?
Yes. Wizo is free to use, with no ads and no subscription.
Can I use Wizo without internet?
Yes. You can record transactions and access core locally available financial data while offline. Your changes sync when you reconnect.
Does Wizo back up my data?
Yes. Wizo supports cloud sync plus backup and restore, helping you recover your financial history when you change devices or reinstall the app.
What can I track with Wizo?
You can manage income, expenses, transfers, accounts, budgets, savings goals, loans, installments, recurring payments and more from one place.
Can I scan receipts?
Yes. Wizo's AI reads the receipt and extracts details like merchant, amount, date and category automatically, so you do not have to enter every field manually.
Does Wizo support multiple currencies?
Yes. Wizo supports multi-currency accounts and transactions with a configurable base currency.
How does Wizo help with budgeting?
You can create budgets, monitor spending, see what is remaining and understand when you are getting close to a limit.
Can I track money I have borrowed or lent?
Yes. Wizo can track both borrowed and lent money, including balances, repayment activity and due information.
Do I need to create a Wizo password?
No separate Wizo password is required. Wizo supports Google, Apple and Guest access depending on the platform.
Your next expense starts here.
No adsFree to use